We all know the importance of insurance but it can be a confusing area. The following will hopefully be helpful.
Always ensure your policy meets your needs.
You must have appropriate insurance cover in place before undertaking any paid independent coaching practice. horsescotland has a policy in place with Howden UK Group Ltd that you are able to apply to. You would apply via horsescotland for this and if you are a member of the horsescotland Coaches Register then you are entitled to a £10 discount.
BGA offers three levels of Personal Accident insurance which is included in the different membership options (Bronze / Silver / Platinum). The policy the grooms chose is determined by their earnings.
There is more information on the policies here: https://britishgrooms.org.uk/insure
There is another useful page here on why personal accident insurance is important: https://britishgrooms.org.uk/join-now/why-I-need-insurance